If you need a mortgage, a good credit score, also called a FICO score, is essential—and it’s within your control. In short, a credit score is a simplified calculation of your history of repaying debts and making regular loan payments. If you’re borrowing money to buy a home, lenders want to know you’ll pay back … Read more
Don’t let your money slip away! The easiest way to save money on coffee is to brew it at home, but some of us can’t live without Venti Java Chip Frappuccinos – a treat that has become increasingly expensive in recent years. Fortunately, a former Starbucks bartender reveals, you don’t have to give up your … Read more
Parents are expressing disbelief and frustration about the cost of food, with shoppers posting their massive grocery bills on social media as part of a growing trend. In a video, a man shared his bill from a Trader Joe’s in Westlake Village, California, as an example of how much money it costs to feed six … Read more
They may have rizz, but they can’t handle their biza. Gen Z is suffering from a trending phenomenon of financial insecurity known as money dysmorphia, an expert claims. Financial therapist Amanda Clayman defined distress as “a negative and unrealistic perception of one’s financial well-being or financial position.” Gen Z is suffering from a trending phenomenon … Read more
When Mykail James was 19 and working vacations at Victoria’s Secret, she got a store credit card with a $2,000 line of credit. When her school break ended, she realized she could no longer afford the payments. After losing a few, she paid off the card only to find that her credit score had dropped … Read more